Euro (EUR) to Swiss Franc (CHF) converter

The b-sharpe EUR / CHF currency converter displays the interbank market rate in real time, updated every 5 minutes. This is the gross rate without any added fees, used as a reference to evaluate the real value of your exchange. You can also view the 30-day graphical evolution to visualise rate volatility. To convert your EUR to CHF at the best rate, visit change your currency.

The converter above shows you, live, the value of the euro in Swiss francs today, based on interbank market data. To find out the equivalent of a specific amount, enter it in euros and the conversion into Swiss francs is displayed immediately. This figure corresponds to the mid-market rate, without fees: it is the benchmark for judging whether the rate offered by your bank or another provider is favourable. The 30-day chart also lets you compare today’s value with previous weeks. Note: the Swiss franc is designated by the code CHF, and often by the symbol Fr. on prices displayed in Switzerland.

Yes, the EUR / CHF rate displayed on the converter is updated in real time, based on interbank market data. It reflects the balance between supply and demand for euros and Swiss francs at the precise moment of your simulation. The value of the euro in Swiss francs can therefore change from one check to the next, sometimes within minutes, especially in periods of high volatility. The 30-day chart helps you place today’s rate within its recent trend. If the rate suits you, you can then lock it for 48 hours from your client area.

The EUR/CHF rate shows how many Swiss francs one euro is worth. In this currency pair, the euro is the base currency and the Swiss franc the quote currency: a rate of 0.94, for example, means that one euro is worth 0.94 Swiss francs. If this figure rises, the euro strengthens and you receive more francs for the same amount in euros; if it falls, the opposite applies. The rate displayed is a mid-market rate, lying between the price at which the market buys the currency and the price at which it sells it. To follow the volatility of the pair, the 30-day chart traces recent market movements.

No. The rate displayed on the b-sharpe converter is the interbank rate, i.e. the market rate without any added fees. This is the purest reference value, the one banks use among themselves. The rate you will get when making a real exchange through b-sharpe includes transaction fees from 0.12%, which allows savings of up to 80% compared to banks.

The currency market is closed at weekends: on Saturday and Sunday, the converter displays the last known rate, for information only. This rate is not contractual, as the euro to Swiss franc rate may have moved by the time the market reopens. Transactions resume on Monday morning, as soon as the market reopens. If you lock a rate on Friday, the 48-hour period applies as normal. So as not to miss a movement at the start of the week, you can set a rate alert on the rate level you are interested in.

You can exchange euros for Swiss francs in cash, at a bureau de change, or by bank transfer, through your bank or an online provider. Cash is handy for small sums for a trip, but for transferring money to an account, a bank transfer is more suitable. Banks often apply an exchange margin of up to 2%, rarely shown as separate fees. With b-sharpe, you send your euros from your usual bank account to the details shown in your client area, then the conversion is carried out based on the interbank rate, with fees from 0.12% that decrease as the amount increases. Your Swiss francs are then transferred to your CHF account, and the amount you will receive is displayed before you confirm.

The loss comes mainly from the exchange margin: when you make a transfer, banks often apply a less favourable rate than the interbank rate, with a gap of up to 2%, rarely shown as fees. First step: compare the rate you are offered with the mid-market rate shown on this converter, to measure the real gap. Next, choose a provider that starts from the interbank rate and displays its fees before you confirm: at b-sharpe, they start from 0.12% and decrease as the amount increases. Finally, for a large sum, lock your rate or set an alert so that you are not exposed to an unfavourable rate movement. Overall, you can save up to 80% on your transaction fees compared with a traditional bank.

The online converter displays the market rate in real time without fees, for simulation purposes. To lock a rate and initiate a transaction, simply create a free account on b-sharpe. From your client area, you can lock your rate for 48 hours. You will then have full visibility of the final amount to be received, including our transaction fees (from 0.12%): no surprises, you receive exactly the displayed amount. You can also set up rate alerts to be notified when the EUR / CHF rate reaches your desired threshold.

The timeframe varies depending on the currency, the amount and the bank receiving the funds: generally allow 1 to 2 working days between b-sharpe receiving your euros and your Swiss francs arriving. This timeframe starts when b-sharpe receives your transfer, not when you initiate the transaction. So take into account your own bank’s processing time for sending your euros, especially if you have a deadline to meet, such as rent or a deposit. Working days exclude weekends and public holidays, which can extend a transfer initiated on a Friday. In all cases, the exact amount you will receive in CHF is displayed before you confirm.

b-sharpe is a Swiss financial intermediary affiliated to SO-FIT, a self-regulatory organisation (SRO) recognised by the Swiss Financial Market Supervisory Authority (FINMA). This organisation checks that its members comply with Swiss legislation, particularly the rules on combating money laundering. The euros you send are received in a bank account domiciled in Switzerland, separate from b-sharpe’s own funds: your money is never mixed with the company’s. These funds are also covered by insurance of 5 million CHF against fraud and hacking. Finally, b-sharpe never debits anything from your accounts: you are always the one who initiates the transfer.

No, there is no minimum amount for a one-off transaction: you can exchange a few hundred euros as easily as a large sum. There is no subscription and no fixed fee, you only pay when you make a conversion. Transaction fees start from 0.12% and decrease as the amount increases: the larger the sum converted, the lower the percentage applied. Before each transaction, you see the exact amount in Swiss francs that you will receive. For large amounts, you can also call on b-sharpe’s desk to secure your rate.

To pay rent, a rental deposit or a property purchase in Switzerland, you generally need Swiss francs. Going through your bank for this type of international transfer often involves a high exchange margin, which weighs all the more heavily as the amount increases. With b-sharpe, you send your euros, the conversion is based on the interbank rate and your Swiss francs are transferred to the specified CHF account. For rent paid every month, rate alerts help you choose when to convert; for a large-value transfer such as a property purchase, you can lock your rate for 48 hours to secure the amount to be paid. On €100,000, a 1% difference in the rate already represents €1,000.

Opening a b-sharpe account is free and without commitment: you only pay when you carry out a currency exchange. For individuals, the whole registration process is done online in less than 10 minutes. For businesses, simply complete your details in 2 minutes, then an account manager will contact you within 24 hours. Once your account is open, you will find in your client area the details for sending your euros, and you can lock a rate for 48 hours or set up rate alerts.