Currency exchange for property purchases: convert your CHF at the best rate
b-sharpe allows you to send your funds directly to the solicitor, the property seller or your lending bank, without having to open a local bank account. You can see the exact cost before each transaction, so there are no nasty surprises.
Competitive exchange rates
Fast and secure transfer
Responsive advisors in Geneva
Put your money to work for you
Buying property abroad involves converting large sums of money.
In this context, a 1–2% bank margin on the exchange rate can amount to several thousand euros.
With b-sharpe, you can convert the purchase amount at a fair rate, with a fee known in advance and personalised support from Geneva.
Your budget stays focused on your property project – not on bank charges.
Property transactions:
b-sharpe supports you every step of the way
At the time of purchase: convert and transfer to the solicitor
At the time of purchase, you must convert your deposit into euros and transfer it to the solicitor.
With b-sharpe, you can:
• transfer funds to a personal IBAN account in Swiss francs
• convert at the market rate
• send the funds directly to the solicitor
• lock in the exchange rate
Our aim: to ensure your transfer is compliant, at a competitive rate and with no unpleasant surprises.
Pay your monthly instalments in euros using your Swiss francs
After your purchase, you must pay the required amount in euros to your bank each month to repay the loan.
With b-sharpe, you can:
• convert the exact amount of the instalment
• set up recurring payments to the lending bank
• control when the conversion takes place
Our aim is to help you repay your loan in euros whilst getting the best exchange rate.
Lock in your rate to secure your purchase
Between signing the contract and completing the purchase, the interest rate may change. b-sharpe offers two options to lock in your rate and avoid any unpleasant surprises.
🔒 Rate lock for up to 48 hours
- Rate locked at the time of the simulation
- Ideal for making a payment to the solicitor or the seller at short notice
- Conversion and transfer within 24 working hours
📅 Forward foreign exchange contract
- Fixed rate over a long term
- Ideal for a project with a staggered completion schedule
- Support from our FX experts in Geneva
Not everything is predictable when you buy abroad.
Your interest rate is.
Are you repaying a loan in euros on a salary paid in Swiss francs?
- With b-sharpe, you convert each monthly payment at the b-sharpe rate and transfer it directly to your bank.
- A price you know in advance and complete control over your payments, month after month.
Do you have a second home abroad?
- With b-sharpe, convert your Swiss francs at the b-sharpe exchange rate and pay your bills, building works or maintenance costs in euros.
- It’s all very straightforward, with no nasty surprises or unnecessary paperwork.
Swiss reliability. The agility of a fintech company.
Your conversions and transfers go through a secure Swiss system with no hidden surprises. You remain in control at every stage, from the first click to the receipt of funds.
A Swiss IBAN in your name
No more copying payment references. Transfer your funds just as easily as you would with a traditional bank account.
A 100% Swiss service
A secure solution and a Geneva-based team, serving you since 2013.
Save money on every transaction
Our rates are among the most competitive on the market. Everything is disclosed in advance, so you know exactly how much you’ll receive.
Over 40,000 satisfied customers
With an average rating of 4.8/5 on Trustpilot
They have tried b-sharpe
and recommend it
“Top-notch service; a major repair carried out quickly, with all safety checks carried out.”
24 August 2025
Like thousands of individuals and businesses, exchange your currency at the best rate with b-sharpe.
✓ Verified review
Trust them!!!
I used b-sharpe to exchange euros for Swiss francs so I could repay the bank loan for our property purchase, so it was a substantial amount… I was a bit nervous about using an external provider rather than the bank. Well, go for it!!!! They’re very patient and explain the procedures to you. You can also lock in the rate so there are no surprises. So you can go ahead without any worries!!!
19 September 2020
4.8/5 on Trustpilot
Over 3,000 verified reviews, not just empty promises
Exchanging money
has never been easier.
- Create an account
- Sending funds
- Delivery within 24
hours, excluding weekends and public holidays
- NO account opening fees
- NO account management fees
- NO account closure fees
Everything you need to know about property exchange
Find out how to convert and transfer your funds abroad with ease. Clear and concise articles to help you optimise your international transactions.
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6 steps to selling a property in Switzerland
Frequently asked questions about
property exchange
No. You have a personal b-sharpe IBAN to receive your funds in CHF and then transfer them in EUR (or another currency) directly to the solicitor or the seller. No local bank account is required.
How do I exchange CHF for a property purchase in France or Europe?
With b-sharpe, you can create a free online account, send your CHF to your Swiss b-sharpe IBAN and provide the notary’s or seller’s details. Your funds are converted at the market rate and transferred directly to the destination account, without the need to open a local bank account, within 24 to 48 working hours.
What are the currency exchange fees for buying property abroad?
With b-sharpe, the currency exchange fees for a property purchase are limited to transaction fees based on the interbank rate, starting from 0.12%. The higher the amount, the lower these fees, which is particularly advantageous for property transfers, which often involve large sums. No account opening fees, no hidden transfer fees. The amount shown upon confirmation is the amount you will receive.
How are my funds protected during a property currency exchange?
b-sharpe is a Swiss financial intermediary, affiliated with SO-FIT, a SRO recognised by FINMA. Your funds are held in a bank account domiciled in Switzerland, separate from b-sharpe’s own funds, and covered by insurance of CHF 5 million against fraud and hacking. Your money never leaves Switzerland.
You can receive your salary in CHF into your personal Swiss b-sharpe IBAN, then convert it into euros at a time of your choosing. The euros are then transferred to your bank account in EUR to cover your monthly payments.
Can I lock in an exchange rate for my property purchase?
Yes. With b-sharpe, you can lock in your exchange rate for up to 48 hours. For large sums involved in a property purchase, our Geneva-based FX team can also assist you in setting up a forward exchange contract, which allows you to fix your rate over a longer term and secure the exact amount you will send to the solicitor or seller.
How do I convert my property deposit from CHF to euros?
With b-sharpe, you transfer your deposit in CHF to your Swiss b-sharpe IBAN from your bank. Our team will provide you with the CHF-EUR exchange rate and the exact amount the solicitor will receive. Once confirmed, the transaction is processed within 24 to 48 working hours. The funds are transferred directly to the notary’s or seller’s account, without the need to open a local bank account.
b-sharpe offers three main advantages. Transaction fees starting from 0.12% compared to 1.5% to 2.5% via a traditional bank: on a large deposit, the difference is significant. The amount shown is the amount received by the solicitor or the seller, prior to any validation. And your funds are sent directly to the solicitor or the seller, without having to open a local bank account.