Your very own Swiss IBAN!
A Swiss IBAN in your name, allowing you to send funds from your usual bank, choose when to convert them, and then transfer the converted amounts to your bank accounts. All within a 100% secure Swiss framework.
A Swiss IBAN
in your name
Whether you are a private individual or a business, you have a Swiss IBAN (CH) assigned to your name.
This IBAN is:
- ✓ personal and registered in your name,
- ✓ directly linked to your b-sharpe account,
- ✓ not shared.
It acts as a single point of entry for your funds: you send them from your usual bank, they can remain available without being converted straight away, and can then be transferred after currency conversion.
Exchange your currency
without changing banks
With the b-sharpe personal IBAN, you can keep using your usual bank. You don’t need to change your banking arrangements or open a new account for day-to-day use.
In practical terms, funds are transferred from your current bank to your b-sharpe IBAN, without any additional steps or the extra charges associated with traditional banking channels.
You save time and significantly reduce the cost of your foreign exchange transactions, with savings of up to 80% compared to traditional banks.
How does
the b-sharpe personal IBAN work?
You send the funds
You make a standard bank transfer from your usual bank to your personal b-sharpe IBAN, in the relevant currency.
Funds are available
Once received, the funds will be available in your b-sharpe account. They may remain on hold, with no obligation to convert them immediately.
You decide when to convert
From your customer portal, you can convert immediately or wait for a more favourable moment. The b-sharpe ratio is displayed before confirmation, so there are no nasty surprises.
The funds are transferred
Once converted, the amounts are transferred to your bank accounts in the relevant currency or to third-party accounts, as required. This usually takes 1 to 2 working days.
You send the funds
You make a standard bank transfer from your usual bank to your personal b-sharpe IBAN, in the relevant currency.
Funds are available
Once received, the funds will be available in your b-sharpe account. They may remain on hold, with no obligation to convert them immediately.
You decide when to convert
From your customer portal, you can convert immediately or wait for a more favourable moment. The b-sharpe ratio is displayed before confirmation, so there are no nasty surprises.
The funds are transferred
Once converted, the amounts are transferred to your bank accounts in the relevant currency or to third-party accounts, as required. This usually takes 1 to 2 working days.
FAQ on
the b-sharpe IBAN
Yes. The b-sharpe CHF IBAN is a Swiss IBAN (beginning with CH) that complies with Swiss legal requirements.
It can be used without restriction by Swiss employers for paying salaries.
Yes. b-sharpe is a tool designed for currency exchange, which you can use alongside your existing bank.
You keep your current set-up, whilst benefiting from simpler operations and generally lower costs.
b-sharpe applies the real market rate, plus b-sharpe transaction fees (from 0.12%), which are on a sliding scale depending on the amount exchanged. There are no account opening or subscription fees, and the exact cost is always displayed before each transaction is confirmed.