Pensions & Insurance

Protect your health without breaking the bank and look forward to your retirement with peace of mind. A comparison of LAMal and CMU, how the AVS and LPP work: we break down your obligations and opportunities to help you secure your future as a cross-border worker.

16 min
a retired couple enjoying their holiday
Avatar Marika
By Marika Impoco
9 May 2026
Pensions & Insurance

Swiss pensions: how do you claim your funds?

Is the end of your career in Switzerland approaching? Whether you’re leaving permanently, planning a property purchase or reaching retirement age, understanding the three-pillar system is essential to ensure you don’t miss out on any money. Here’s how to assess your entitlements and make the most of the process.